Recession and Interest Rate Worries? Learn What Loan Products Are Available

Following months of record inflation, recession concerns are back—and with that comes worry about higher loan rates, interest rate resets on variable loan products, and questions around refinancing and its cost. If we are in a recession—or heading toward one—there are no sure bets!

However, there’s still hope. Money is available to borrow, though at somewhat higher rates than last year. So whether you're looking for a permanent multifamily loan to purchase or refinance rental units, or you're simply curious about loan options and their costs, this webinar is for YOU. We will be discussing everything multifamily loans with our mortgage expert and Apartment Age columnist, Laura Hertz from CSMC Mortgage. Laura will help you understand what’s available and how to navigate today’s market.

During this important webinar, we will cover:

• Where interest rates stand today and predictions for future trends
• The Fed's expected actions and their potential impact
• Types of multifamily loans available in today’s market
• Should you buy down your rate and pay points? How to decide
• What to expect in terms of rates, repayment terms, qualifications, cash-out options, and loan-to-value
• Availability of government-backed loans, short-term loans, and equity lines
• How lenders evaluate you and your property before approval
• And much more! Q&A to follow

After registering, participants can submit questions in advance. There will also be opportunities during the meeting to submit questions live. Please log in to register.

If you have any questions regarding this event, please contact Events Manager Diana Alcaraz via email at diana@aagla.org. For faster service, please have your membership number ready. We look forward to seeing you. Please stay diligent and be healthy!

THE INFORMATION PROVIDED DURING THIS WEBINAR IS FOR GENERAL INFORMATION PURPOSES ONLY. ABSOLUTELY NO LEGAL OR TAX ADVICE IS BEING GIVEN DURING THIS WEBINAR. BEAR IN MIND THAT EVERY SITUATION IS UNIQUE, AND THE LAWS, RULES AND REGULATIONS ARE SUBJECT TO CHANGE AT ANY TIME. SO, BEFORE ACTING, BE SURE TO OBTAIN TAX AND/OR LEGAL ADVICE FROM A LICENSED PROFESSIONAL.

Panelist(s):

Laura Hertz, Loan Officer, CSMC Mortgage
Laura Hertz has been a leading mortgage consultant for more than 25 years and has received numerous accolades including “Honor Circle” and “President’s Club” recognition. After graduating from the University of Georgia, she began her career at a title company before moving into mortgage lending. Laura is known for honesty, proactive communication, and guiding clients through the loan process. She specializes in residential home loans including conventional, jumbo, FHA, and VA. For more information, contact Laura at (805) 212-7710 or laurahertz@csmcmortgage.biz.

Moderator:

Matthew Farghum, Director of Finance & Operations, AAGLA
Matthew Farghum is the Director of Finance and Operations for AAGLA. A Certified Public Accountant, he began his career at Ernst & Young and later served in a senior financial role at Oasis West Realty, where he helped manage the budget and construction of the Waldorf Astoria Beverly Hills. At AAGLA, he oversees all finance, tax, technology, and administrative matters.

Webinar Registration Ticket

Price: Member Ticket – $0.00
Expires: November 2, 2022

Featured Presentation By:

CSMC Mortgage